How am I going to afford this?
Navigating insurance for therapy can be tricky, so we've got all the info you need to understand costs.
Figuring out if your insurance covers mental health services, like therapy, and how much isn't always easy. If you have insurance, you can ask your employer or insurance carrier for a Summary of Benefits — this will provide details on what insurance covers. If you don't have insurance, we've pulled together some resources below on how to afford therapy out-of-pocket and out-of-network.
Curious about which types of mental health issues a therapist can help with? Are you thinking about what types of therapy might best suit you? Not sure if your insurance might cover therapy? Use links below to learn more.
Explore some of our blog resources below to learn more about mental health, and to help you answer the question, How am I going to afford this?
Starting Therapy 101: What are your options for investing in therapy?
Questions to think about when considering your budget for therapy:
- Do I have insurance and how does my insurance cover therapy?
- Do I have out-of-network benefits?
- Am I willing to pay more to expand my options for therapists?
- How much can I realistically budget per month if I see a therapist once a week?
Ways to afford therapy out-of-network
What are my therapy payment options?
Your comprehensive guide to health insurance for therapy